Is Spiritual Understanding something apart from daily living? Not according to Ramesh Balsekar's teaching. He says, "Spiritual understanding brings with it a wonderful sense of harmony, a lack of tension and a sense of freedom in daily living." As a retired bank president, golfer and family man, Ramesh doesn't fit the stereotype of an Indian guru... Yet, his background and education combine with his Understanding to make him a Master who is an ideal bridge between east and west, between the spiritual and material.